Terms of Service
The agreement between you and SigniBull — what the Service is, what it is emphatically not, what you may and may not do with it, and what happens to your things when you leave.
Agreeing to these Terms
By creating an account, or by using the Service at all, you agree to these Terms. If you do not agree, do not use the Service.
Who "we" are, and how to reach us, is in section 20 at the end. Nothing requires that to come first — only that we tell you before you are bound by anything, which we do.
These Terms do two jobs at once. An EULA licenses software you install; Terms of Service govern a service you connect to. SigniBull is a hosted application — you never receive a copy of it — so this is Terms of Service, with the licence and restriction clauses people expect from a EULA folded in as sections 2 and 3.
1. Eligibility
You may use the Service only if you:
- are at least 18 years old;
- have the legal capacity to enter a binding contract; and
- are not barred from using the Service under the laws of your country, and are not located in a jurisdiction subject to a comprehensive trade embargo that our providers are bound by.
One person, one account. Accounts are personal and may not be shared, sold, rented or transferred.
2. Licence
Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Service for your own personal, non-commercial purposes, through a standard web browser or through the SigniBull app for iOS or Android. The app is licensed to you, not sold, on the same terms as the rest of the Service.
That is the whole of the grant. Nothing else is granted by implication.
3. What you may not do
You may not, and may not permit anyone else to:
Against the software
- copy, modify, translate, or create derivative works of the Service;
- reverse-engineer, decompile or disassemble any part of it, except to the extent that applicable law expressly forbids us from prohibiting this;
- remove or obscure any proprietary notice.
Against the systems
- access the Service by any automated means — scraper, bot, crawler, headless browser, or a script driving the interfaces our browser code uses;
- circumvent, disable or test any rate limit, cache, quota, authentication step or security control;
- probe or scan our infrastructure, or that of our providers, for vulnerabilities, except under a written authorisation from us — we welcome good-faith reports, see section 17;
- introduce malware, or use the Service to attack anything.
That rule is about the Service — the signed-in application and the interfaces behind it. Our public pages (the welcome page, the FAQ, the blog, the guide and the Academy) are open to crawlers on the terms in robots.txt, which is where that permission belongs: it is the file crawlers actually read, and a search engine never sees this document, let alone agrees to it.
Against the data
- Do not redistribute, resell, republish or systematically extract market data obtained through the Service. This is not a preference. Our market-data licences permit us to display data to you; they do not permit you to pass it on. See section 7.
Against other people
- post or transmit content that is unlawful, defamatory, harassing, hateful, threatening, obscene, or that infringes anyone's rights;
- impersonate any person, or misrepresent your affiliation with anyone;
- post material non-public information, or use the Service to coordinate market manipulation of any kind — including pump-and-dump schemes, coordinated ramping, or spreading information you know to be false in order to move a price. We will terminate accounts for this without notice, and may report it;
- spam, phish, chain-message, or harvest other users' personal data;
- attempt to access another user's private data, portfolio, watchlist, trade log or messages by any means.
4. Your account
You are responsible for the accuracy of your registration details, for keeping your password secret, and for everything that happens under your account. Tell us immediately at admin@signibull.com if you believe your account has been compromised.
We may suspend or terminate an account that breaches these Terms, that we reasonably believe is being used unlawfully, or that presents a risk to the Service or to other users. Where the circumstances allow, we will tell you why and give you a chance to respond.
5. The most important section: this is not investment advice
5.1 We are not a broker, dealer, investment adviser, portfolio manager or marketing agent of investment products, in Israel or anywhere else. We are not licensed under the Israeli Regulation of Investment Advice, Investment Marketing and Portfolio Management Law, 5755-1995, nor as an investment adviser under the US Investment Advisers Act, nor under MiFID II, nor under any equivalent regime.
5.2 Nothing on the Service is a recommendation. Not the dashboard, not the heatmap, not the charts or their indicators, not the sector tables, not the earnings figures, not the AI-generated summaries, not any post, message, lesson, watchlist or portfolio published by any member, and not any ranking, score, badge or list. All of it is general information and member commentary, for education and discussion. It takes no account of your objectives, your finances, your tax position or your risk tolerance.
5.3 The portfolio is virtual. Positions, orders and the trade log inside SigniBull are a simulation. No order you place here is transmitted to any exchange, broker or market. Nothing is executed. We hold no money, no securities and no custody of any asset belonging to you. A simulated fill uses a delayed or cached price and assumes conditions — instant execution, unlimited liquidity, no slippage, no commission, no tax, no borrowing cost — that do not exist in a real market.
5.4 Simulated and past performance mean nothing about the future. A public portfolio, trade log or performance figure shown on the Service — yours or anyone else's — is a record of a simulation, is not audited, is not verified by us, and is not evidence that the person can generate returns. Trading real securities risks the loss of your entire capital.
5.5 Decide for yourself, or ask someone qualified. Before making any real investment decision, do your own research and consider taking advice from a licensed professional in your own jurisdiction.
5.6 Creators are not vetted. Anyone may become a creator. We do not verify a creator's identity, credentials, licences, claims or track record, and a creator is not our employee, agent or partner. What a creator publishes is theirs, not ours. Nothing on the Service is paid and no money changes hands between members; if paid subscriptions are ever offered, these Terms will say so first, with the notice section 18 requires.
6. The Service is free, and provided as-is
The tools are free. We may change, add, suspend or discontinue any part of the Service at any time. There is no service level agreement, no uptime commitment, and no guarantee that any feature will keep existing.
We will give reasonable notice before we permanently remove a feature you have data in, and before we delete data — see section 12.
7. Market data
Market data is supplied by third-party licensed providers. We do not name them here: which providers we use, and in what combination, is commercially confidential and changes over time.
You accept that:
- it may be delayed — often by 15 minutes or more, sometimes by a full trading day, depending on the provider and the plan behind it;
- it may be wrong, incomplete or missing. Where the app shows "NA" it is telling you the truth: no provider answered for that symbol;
- providers may change, restrict or withdraw their feeds without notice;
- we do not independently verify any figure, and neither we nor our providers warrant its accuracy, completeness or fitness for any purpose;
- data is licensed to you for your own personal, non-commercial use only, and section 3's redistribution ban applies in full;
- our providers disclaim all liability to you, and are intended third-party beneficiaries of this section.
8. Your content
8.1 You keep ownership. Posts, replies, messages, attachments, recordings, lesson material, watchlists, portfolios and everything else you create remain yours.
8.2 The licence you give us. You grant us a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, adapt for display, and distribute your content strictly for the purpose of operating and improving the Service, including showing it to the people you chose to show it to and creating backups. This licence ends when you delete the content or your account, except for (a) backups, which age out on their normal cycle, and (b) copies others were entitled to and have already received. We do not use your content to train AI models, and we do not sell it.
8.3 What you promise. That you have the right to post what you post, and that it does not infringe anyone's rights or break any law.
8.4 Public means public. Making a portfolio, watchlist or trade log public publishes it to anyone who can reach the Service, including people who are not signed in, and including search engines if they index the page. Once something has been public, we cannot recall copies other people have taken. Making it private again stops future access; it does not undo the past.
8.5 The trade log is permanent by design. Entries in your trade log cannot be edited or deleted — not by you, not by an administrator — because a record its author can rewrite is worth nothing to the people reading it. The log is deleted in full when your account is deleted. This is a deliberate product decision and you accept it by using the ordering features.
8.6 Moderation. We may remove content, or restrict an account, where we reasonably believe these Terms have been broken. We are not obliged to monitor content and we do not pre-screen it.
8.7 Private messages. Direct messages are readable only by their participants, enforced in the database, with no administrator override. Do not mistake this for end-to-end encryption: messages are stored in our database and could be disclosed if we were legally compelled, and we can act on a message that a participant reports to us.
9. Third-party services
The Service depends on third parties — hosting, database, email, market data and AI providers. They are listed with their roles in the Privacy Policy. Links to external sites are not endorsements, and we are not responsible for their content or practices.
If you install the app from the Apple App Store or Google Play, that store's own terms also apply to your use of the app. The store is not a party to these Terms, has no obligation to you under them, and is not responsible for the Service or for supporting it — that is us. Apple and its subsidiaries are third-party beneficiaries of this section and may enforce it against you.
10. Our intellectual property
The Service, its software, design, text, logo and the name SigniBull are ours or our licensors', and are protected by copyright and other laws. Section 2 grants you a licence to use the Service; it grants you nothing in the underlying rights.
Feedback you send us may be used freely and without obligation.
11. Copyright complaints
If you believe content on the Service infringes your copyright, write to admin@signibull.com with: identification of the work, identification of the infringing material and where it is, your contact details, a statement of good-faith belief that the use is unauthorised, and a statement that your notice is accurate. We will remove or disable material that appears to infringe, and may terminate repeat infringers.
12. Ending it
12.1 You may leave at any time by deleting your account in the app or asking us to. Deletion removes your profile, portfolio, holdings, trade log, watchlists, alerts, preferences and private messages, on the timeline in the Privacy Policy.
What you wrote in a shared space stays, with your name taken off it. Your channel posts, the replies under them and your replies on the feed remain where they are, and the author is removed from them: not relabelled "deleted", not reassigned to a placeholder account, but detached, so that nothing on them points back at you. We do it this way because deleting a reply out of a thread other people are still in takes away their conversation as well as yours, and you cannot make that choice for them. Anything that is a record of you rather than a conversation with you — a like, a reaction, a poll vote, whether you had read something — is deleted with the rest.
12.2 We may suspend or terminate for breach of these Terms, for legal reasons, or if we discontinue the Service. Except where a breach makes it unreasonable, we will give you notice and a reasonable chance to export your data.
12.3 What survives: sections 5, 7, 8.2, 11, 14, 15, 16 and 17.
13. Disclaimers
To the fullest extent permitted by law, the Service is provided "AS IS" and "AS AVAILABLE", without warranty of any kind — express, implied or statutory — including any implied warranty of merchantability, fitness for a particular purpose, non-infringement, accuracy, or uninterrupted or error-free operation.
Some jurisdictions do not allow the exclusion of certain warranties. Where that is so, the exclusions above apply only as far as that law permits, and your mandatory statutory rights as a consumer are unaffected.
14. Limitation of liability
To the fullest extent permitted by law:
- we are not liable for any indirect, incidental, special, consequential, exemplary or punitive damages, nor for any trading or investment loss, lost profit, lost opportunity, lost data or lost goodwill, however caused;
- our total aggregate liability arising out of or relating to the Service is limited to US$100;
- nothing here excludes liability that cannot be excluded by law, including liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or under mandatory consumer-protection law.
15. Indemnity
You will indemnify and hold us harmless against claims, losses and reasonable legal costs arising from your content, your use of the Service, your breach of these Terms, or your infringement of anyone's rights. This does not apply to consumers where the applicable law forbids it.
16. Governing law and disputes
These Terms are governed by the laws of the State of Israel, without regard to conflict-of-laws rules, and the competent courts of Tel Aviv–Jaffa have exclusive jurisdiction.
If you are a consumer resident in the EU, the UK, or another jurisdiction whose law gives you the right to bring proceedings locally and to the protection of your own country's mandatory consumer rules, nothing above takes that away.
17. Security reports
If you find a vulnerability, tell us at admin@signibull.com before telling anyone else, and give us a reasonable chance to fix it. We will not pursue a good-faith researcher who reports privately, does not access or alter other people's data, does not degrade the Service, and does not run automated scanning against production.
18. Changes to these Terms
We may update these Terms. For material changes we will give notice in the app and by email to the address on your account, at least 30 days before they take effect. Continuing to use the Service after that means you accept them; if you do not, delete your account before the effective date.
19. General
Severability: if a provision is unenforceable, the rest stands. No waiver: not enforcing something once does not waive it. Assignment: you may not assign these Terms; we may assign them to a successor of the business. Entire agreement: these Terms and the Privacy Policy are the whole agreement between us about the Service. Force majeure: neither party is liable for failures caused by events beyond its reasonable control. Notices: to you at your account email, to us at admin@signibull.com.
20. Who you are contracting with
SigniBull (the "Service") is operated from Israel by Guy Rubinger, trading as SigniBull, of Maccabi 8, Ra'anana, Israel ("we", "us", "our").
A person and not a company, because there is no registered company yet: "SigniBull" is a trading name, and a trading name cannot be a party to a contract. When a company is registered, this section changes, and section 18 governs how you are told.
Contact for everything in these Terms: admin@signibull.com. Service notices are sent from notifications@signibull.com; replies to that address are not read.
Contact us
For anything in these Terms — a question, a dispute, a complaint, a copyright notice, a security report, or notice of anything else the sections above require you to tell us — write to admin@signibull.com.
That address reaches a person, not a queue. It is also the formal address for notices under section 19: a notice sent there is given, and one sent anywhere else may not be.
Two addresses do different jobs, and sending to the wrong one costs time on requests that carry a deadline:
- admin@signibull.com — everything in these Terms, and everything about the service generally.
- privacy@signibull.com — only what the Privacy Policy covers: seeing, correcting, exporting or deleting your data, and complaints about how it was handled.
- notifications@signibull.com — nothing. It is send-only, and replies to it are not read.