The 5-year Treasury rate

4.98% on November 13, 2026, from the Treasury's daily par yield curve.

Latest (November 13, 2026)4.98%
Day's change+3 bp
A month earlier5.00%
A year earlier3.71%

In short

The 5-year yield was 4.98% on November 13, 2026, +127 bp from a year earlier. Over the past year it ranged from 3.51% (week of February 27, 2026) to 5.06% (week of October 2, 2026). Over five years, from 1.13% to 5.06%.

Five years of the 5-year Treasury yield (weekly)
1.13%3.09%5.06%20222023202420252026
5-year

Month by month

Week endingYield
November 13, 20264.98%
October 30, 20264.71%
September 25, 20264.98%
August 28, 20264.48%
July 31, 20264.45%
June 26, 20264.12%
May 29, 20264.13%
April 24, 20263.92%
March 27, 20264.06%
February 27, 20263.51%
January 30, 20263.79%
December 26, 20253.68%

What it is

The 5-year Treasury note sits in the middle of the curve. Its yield reflects where the market expects the Fed's rate to average over the next five years, plus a small premium for lending that long.

Medium-term borrowing — some car loans and adjustable-rate mortgages among them — is priced off this part of the curve.

What moves it

  • Expectations for the Fed's rate path over the next few years.
  • Inflation expectations over the same horizon, which the market also reads from inflation-protected Treasuries (TIPS).

Source: U.S. Department of the Treasury, Daily Treasury Par Yield Curve Rates. Treasury's table. The Treasury publishes these once a day, after the market closes; a basis point (bp) is a hundredth of a percentage point.

More Treasury yields

Questions

What is the 5-year Treasury yield today?

4.98% on November 13, 2026, +3 bp from the day before, according to the Treasury's daily par yield curve.

What was the 5-year Treasury yield a year ago?

3.71% on November 13, 2025.

What is the highest the 5-year yield has been in five years?

5.06%, in the week of October 2, 2026, going by weekly closing values; the lowest was 1.13% in the week of December 3, 2021.

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